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Providing Free Insurance Quotes to Ontario Residents Since 1969

Smith Petrie Carr & Scott Insurance Brokers Ltd. was established in 1969 and has been consistently delivering quality services to its Ontario clients ever since. As one of the largest locally owned and operated insurance brokers in Eastern Ontario, we are insurance professionals that residents depend on to establish long term partnerships with and deliver up-to-date insurance knowledge so that you can always be confident you are making the right choice when it comes to your insurance.

Smith Petrie Carr & Scott are proud members of the Insurance Brokers Association of Ontario (IBAO). We recognize that having an insurance broker in Ontario to help you individually with your insurance needs is one of the best ways to guaranteeing that every decision you make is the right one. Even if something were to happen, you can still have protection for your beloved assets and belongings and know that Smith Petrie Carr & Scott has got your back.

With its rich history and prominent economic activity, Ontario is a prime place to live. Smith Petrie Carr & Scott looks forward to working with individuals and businesses in the city for helping secure their insurance needs and uphold their peace of mind.

Making Ontario Insurance Accessible: What We Offer

Smith Petrie Carr & Scott Insurance Brokers offers home insurance to protect your home and personal belongings. As one of Ontario’s most trusted insurance brokers, you can depend on us to look after your home and content insurance. We offer free online quotes for home insurance and 24/7 claims assistance. Simply contact us by phone and a representative will connect with you immediately to address any concerns you have regarding a claim.

Home insurance coverage in Ontario generally offers the same three types of coverage: physical damages, additional living expenses, and liability.

Physical Damage

This may be the first thing that comes to mind when you think of home insurance. Your home insurance may cover physical damage to your home and insured outstanding structures (sheds, fences, garages, decks, etc.) as well as your personal belongings and the features of your home. You may have insurance for the following perils:

  • Theft
  • Explosion
  • Burst pipes
  • Lightning
  • Fire
  • High winds
  • Vandalism
  • Hailstorms

Other weather or unexpected events may require you to purchase an endorsement to extend the coverage of your existing policy, such as:

 

  • Earthquakes
  • Overland water
  • Sewer backup
  • Ground water

Discuss with your broker if you think you may need to purchase add-on coverage for any of the above.

Additional Living Expenses

If something happened to your home or the area that you lived which required you to temporarily evacuate, your home insurance can offer coverage for your living situation and basic needs during the time you are away from home. Additional living expenses can also offer coverage for lock replacement, identity theft and spoiled food.

Liability

If you should be sued if someone is injured or their belongings are damaged on your property, your home insurance may be able to help offset any legal expenses that result.

Your Home Insurance Questions Answered

Insurance can be complicated. Here are answers to a few of the most common questions about home insurance. If a question you have isn’t answered below, a representative from Smith Petrie Carr & Scott should be able to help you navigate your home insurance.

Every home is different so an “average” cost of home insurance in Ontario may not apply to everyone. On average, home insurance in Ontario may cost around $____/month. Your circumstances may differ than the average, meaning this number could be higher or lower. A range of variables factor into how much you will need to pay for your insurance monthly. If cost is a concern to you, you can discuss with a broker from Smith Petrie Carr & Scott about how you can tweak your situation to potentially lower your rates.

Every home is different so an “average” cost of home insurance in Ontario may not apply to everyone. On average, home insurance in Ontario may cost around $____/month. Your circumstances may differ than the average, meaning this number could be higher or lower. A range of variables factor into how much you will need to pay for your insurance monthly. If cost is a concern to you, you can discuss with a broker from Smith Petrie Carr & Scott about how you can tweak your situation to potentially lower your rates.

Every home is different so an “average” cost of home insurance in Ontario may not apply to everyone. On average, home insurance in Ontario may cost around $____/month. Your circumstances may differ than the average, meaning this number could be higher or lower. A range of variables factor into how much you will need to pay for your insurance monthly. If cost is a concern to you, you can discuss with a broker from Smith Petrie Carr & Scott about how you can tweak your situation to potentially lower your rates.

Every home is different so an “average” cost of home insurance in Ontario may not apply to everyone. On average, home insurance in Ontario may cost around $____/month. Your circumstances may differ than the average, meaning this number could be higher or lower. A range of variables factor into how much you will need to pay for your insurance monthly. If cost is a concern to you, you can discuss with a broker from Smith Petrie Carr & Scott about how you can tweak your situation to potentially lower your rates.

Every home is different so an “average” cost of home insurance in Ontario may not apply to everyone. On average, home insurance in Ontario may cost around $____/month. Your circumstances may differ than the average, meaning this number could be higher or lower. A range of variables factor into how much you will need to pay for your insurance monthly. If cost is a concern to you, you can discuss with a broker from Smith Petrie Carr & Scott about how you can tweak your situation to potentially lower your rates.

Every home is different so an “average” cost of home insurance in Ontario may not apply to everyone. On average, home insurance in Ontario may cost around $____/month. Your circumstances may differ than the average, meaning this number could be higher or lower. A range of variables factor into how much you will need to pay for your insurance monthly. If cost is a concern to you, you can discuss with a broker from Smith Petrie Carr & Scott about how you can tweak your situation to potentially lower your rates.